REGULAR CHECKING
CLUB CHECKING
NOW CHECKING
SUPER NOW CHECKING
DIRECT DEPOSIT
ATM CARDS
SHAZAM® CHEK CARDS

NOTICE OF CHANGES IN TEMPORARY FDIC
INSURANCE COVERAGE FOR TRANSACTION
ACCOUNTS

In accordance with the Dodd-Frank Wall Street
Reform and Consumer Protection Act, all funds in
a “noninterest-bearing transaction account” are
insured in full by the Federal Deposit Insurance
Corporation from December 31, 2010 through
December 31, 2012. This unlimited coverage is in
addition to and separate from, the coverage of
 at least $250,000 available to depositors under
the FDIC’s general deposit insurance rules.  The
term “noninterest-bearing transaction account”
includes a traditional checking account or
demand deposit account on which the insured
depository institution pays no interest.  It also
includes Interest on Lawyers Trust Accounts
(“IOLTA’s).   It does not include other accounts,
such as traditional checking or demand deposit
accounts that may earn interest, Now accounts,
and money-market deposit accounts.
The temporary full insurance coverage of
“noninterest-bearing transaction accounts” expires
 on Dec. 31, 2012. After Dec. 31, 2012, funds in
 noninterest-bearing transaction accounts will be
 insured under the FDIC’s general deposit insurance
 rules, subject to the Standard Maximum Deposit
Insurance Amount of $250,000.  For more information
about FDIC insurance coverage of transaction accounts,
visit http://www.fdic.gov.

No service charge for non-profit organizations, students, and citizens aged 60 and older.

Regular Checking 

• $100 minimum opening balance

• $5.00 monthly service charge

• $0.10 debit fee per item

• $0.10 credit for each $100.00 average daily balance each statement cycle

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Club Checking 

• $100 minimum opening balance

• $6.00 monthly service charge ($8.00 for joint account)

• $0.10 debit fee per item in excess of 40 per statement cycle

• Learn More
  
  
  

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Now Checking 

• $800.00 minimum average daily balance

• Interest accrues daily compounds monthly

• $0.15 debit fee per item in excess of 31 per statement cycle

• $5.00 service charge & no interest if average daily balance falls below $800.00

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Supernow Checking 

• $2,500.00 minimum opening balance

• Interest accrues daily compounds monthly

• $5.00 service charge per statement cycle if balance falls below $2,500.00

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Direct Deposit 

Enjoy the convenience, safety, and security of having your retirement benefits, social security checks, or payroll checks electronically deposited to your account.

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ATM Cards 

The Maynard Savings Bank ATM card gives you 24 hour banking 365 days a year.

Make deposits, withdraw cash, transfer funds, and obtain balance information on your deposit accounts. 

• There is no annual fee to the ATM card.

• There is no charge for ATM transactions at machines owned by Maynard Savings Bank.

• There is a $1.00 charge for each ATM transaction at machines we do not own.

• Daily withdrawl limit of $200.00.

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Shazam® Chek Cards
(Checking Account Required)

The Maynard Savings Bank Shazam Chek card gives you the same convenience of the ATM card plus the ability to leave your check book at home.  Use the Chek card to make purchases (like a credit card) only it accesses your checking account. 

• There is no annual fee to the Shazam Chek card.

• There is no charge for Shazam Chek transactions at machines owned by Maynard Savings Bank.

• There is a $1.00 charge for each Shazam Chek transaction at machines we do not own.

• Daily withdrawl limit of $200.00.

• Card issuance is subject to proper application and approval.

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